Identity Theft Information
Prevent Identity Theft
Do not print your social security number, drivers license number, or phone number on your checks or other printed material you may give to strangers.
Limit the confidential information in your wallet in case it is lost or stolen. Do not carry your social security card.
Record your credit card account numbers and the company's toll-free numbers somewhere you can easily retrieve them should you need to report them lost or stolen.
Use direct deposit to receive payroll checks, government issued checks, or interest checks.
If someone contacts you by phone or e-mail saying you are a victim of fraud, verify the persons identity and contact the bank directly before you provide any personal information.
Lastly, promptly review your monthly bank statements and credit card statements to verify transactions.
- Obtain a copy of your credit report frequently. You can order one from each of the three credit reporting agencies at no charge once per year. The agencies are: Equifax, TransUnion, and Experion.
Report Identity Theft
If Your Purse or Wallet is Stolen or Lost:
Cancel your credit cards immediately.
(It works best if you have the toll-free numbers and your card numbers recorded somewhere you can easily retrieve them.)
File a Police Report in the jurisdiction where it was lost or stolen.
This proves to credit providers that you are diligent and it will serve as a first step toward a criminal investigation, if there is one.
Call the three national credit reporting organizations immediately to place a fraud alert on your name and social security number.
This alert notifies any company who checks your credit rating that your information was stolen. The company must then contact you by phone to authorize any new credit.
- Equifax: 1-800-685-1111
- Experian: 1-800-682-7654
- Trans Union: 1-800-916-8800
Phone your bank to report any lost checks, debit cards or ATM cards.
And, if you believe your account information has been compromised, phone us immediately at 608-582-2233. We’re here to help.